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The Advantages and Disadvantages of Reverse Mortgages in Maine

The Advantages and Disadvantages of Reverse Mortgages in Maine

by Integrity Mortgage | Apr 28, 2023 | Refinancing, Reverse Mortgage

As the population ages and retirement savings dwindle, more and more seniors are turning to reverse mortgages as a way to supplement their income. In Maine, where the median age is the highest in the country at 44.7, reverse mortgages are becoming increasingly...
The Reverse Mortgage Benefits You Could Be Enjoying

The Reverse Mortgage Benefits You Could Be Enjoying

by Integrity Mortgage | Apr 14, 2023 | Refinancing, Reverse Mortgage

With the aid of a reverse mortgage, homeowners who are 62 years of age or older can turn some of the equity in their homes into cash. The homeowner receives payment from the lender rather than making regular payments to it.  The loan is paid back when the homeowner...
Everything You Need To Know About Seasonal Housing Market Trends in Maine

Everything You Need To Know About Seasonal Housing Market Trends in Maine

by Integrity Mortgage | Sep 19, 2022 | Market Insite

Maine is a state with four very distinct seasons, each with its unique impact on the housing market. If you’re considering buying a house in Maine, it’s important to understand what to expect during each season. This article will overview the seasonal...
Are Vacation Rentals Recession-Proof Investments?

Are Vacation Rentals Recession-Proof Investments?

by Integrity Mortgage | Sep 11, 2022 | Investing

No investment is recession-proof; however, vacation rentals in Maine are far more resilient than investments like stocks or cryptocurrency. In times of recession, people often downgrade their travel plans and stay closer to home. This means that vacation rental...
Interest Rates Are Rising – Refinance With A 15-year or 30-year Fixed Rate Mortgage

Interest Rates Are Rising – Refinance With A 15-year or 30-year Fixed Rate Mortgage

by Integrity Mortgage | Sep 1, 2022 | Interest Rates

It’s no secret that interest rates are on the rise. In fact, they have been slowly creeping up for the past year. If you’re like most people, you’ve probably been wondering when is the best time to refinance your mortgage. Now may be a good time to...
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