Your personal credit is one of the most important aspects of your financial life. It can determine whether you are able to borrow money for a car or home and what interest rates you will pay on that debt. This guide will outline the basics of personal credit-...
The Mortgage Pros Make Home Ownership Dreams Happen The mortgage industry has three main roles involved in making your mortgage a reality. The one you interact with directly is your loan officer or mortgage broker. The person your mortgage representative will...
It’s no secret that getting a mortgage can be daunting when you want to buy a home. You want to make sure you’re getting the best interest rate and mortgage product for your needs, but where do you start? Many people choose to go through their local bank,...
With the increasing rent rates, you could be thinking that owning a home is more affordable than renting one. However, how true is this? As the prices of homes continue to rise, do the dollars and cents add up in your favor? Everyone knows that renting is a safe...
Wondering what the best mortgage term length is? Read on to find out! When choosing a mortgage, you will need to determine the mortgage length, i.e., the home loan duration, which typically ranges from 10 to 30 years. It essentially means how long it will take you to...
Every potential homeowner knows that they need a good credit score to boost their chances of qualifying for a mortgage, as it indicates to the lender that you will likely pay back the loan timely. However, many are still plagued with the question, “What credit score...
