Residential Mortgages
We are your local residential mortgage experts
Do you know what kind of Mortgage you need?
Start by learning more about the different loan options, or contact a member of our team today.
Conventional Loans
Type of home buyer’s loan that doesn’t offer the security and backing of a government entity
Construction Loans
Looking to build your new home? Renovate a property? A construction loan might be for you.
VA Loans
There are VA loans for eligible military service members, veterans and their spouses.
FHA Loans
First time home buyer? An FHA Loan is for you!
Refinancing Loans
Be sure you have the best possible interest rate and lowest possible monthly payment. Consider refinancing today.
USDA Loans
If you have limited funds for a down payment, a USDA loan might be a great option for you.
About
A Residential Mortgage
There’s no getting around the fact that a mortgage is one of the most complicated financial instruments out there. The good news is that lenders understand that their clients need to feel confident. That’s why we make sure that every person who comes to us has all the necessary information, so you can get pre-approved and start talking to lenders today!
A residential mortgage is a significant long-term loan taken out by one or more individuals to buy a home.
Please note, you may or may not be able to rent out this type of residence. Using a residential mortgage property as an investment property depends on the lender. Thus, we highly encourage our borrowers to maintain clear communication about their intended purposes so that we can fulfill their needs in the best possible manner.
The type of mortgage you need will depend on your situation. If you are a first-time buyer, relocating or remortgaging, then a residential mortgage is the perfect option for you. Fixed interest rates offer stability and certainty while variable mortgages move with market conditions; depending on what’s best for your specific circumstance, one can choose between them both!
This process starts with the buyer finding an ideal property, considering the size and location they desire and how much cash they have on hand for a down payment. The next step in buying a new home requires bringing together all necessary paperwork such as proof of employment status and income tax returns along with any other documents needed before signing final papers at closing time!
Do you know what kind of mortgage you need? Start by asking for a free mortgage quote from a comparison site, or ask one of our lenders to guide you towards the best mortgage plan for you!